A home warranty can really cut down your expenses as a homeowner. Here’s how.
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A home warranty is an insurance policy that gives you peace of mind that you won’t have any expensive, system repairs as a new homeowner. You won’t have to worry about a $10,000 replacement or a $5,000 fix if you already have a home warranty.
Home warranties can be purchased by the homeowner or the buyer. Anyone can pay for it or order it, and there is usually a deductible for each service call. The contract is typically for a one-year term, but it can be purchased in advance for two or three years.
The only reason you wouldn’t want one is if the home needs a full remodel, you’re a general contractor who can do the work yourself, or you want to control who does the repairs.
A home warranty typically lasts for one year.
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