Title insurance protects homebuyers if there are liens of back taxes owed on a property. Here’s why it’s so important to have.

Looking to buy a Phoenix home? Click here to see our available listings.

Looking to sell your home? Click here to get an INSTANT property valuation now!


One challenge when purchasing a home is that you don’t know the home’s full history before you own it. That’s why you need to have title insurance. You’ll write a purchase contract, but without title insurance, you won’t know what you don’t know. Here’s a simple example:


Let’s say you’re getting ready to buy a home, but the current owner has a medical lien, owes back taxes on the property, or there’s a lien against a party that doesn't even own the home.


Lenders typically require title insurance.


This is where title insurance comes into play. Your lender will usually require it because they need to have insurance that can clear up any questions before closing. If you’re paying cash, however, you won’t be required to purchase title insurance, but it’s still a good idea to have regardless.


If you have any questions about title insurance, feel free to reach out via phone or email. I look forward to hearing from you soon.